Skip to content
Sat. Oct 4th, 2025
  • Facebook
  • Twitter
  • Instagram
  • Youtube
  • VK
  • Whatsapp
DinerDeliver_Logo

DinerDeliver

A Perfect News Blog

Primary Menu
  • Home
  • Business
    • Finance
    • Home Decor
    • Law
  • Food
  • Health
  • Lifestyle
    • Photography
    • Relationship
  • Sports
  • Tech
  • Travel
  • Contact Us
  • Home
  • Finance
  • Here Is Why Seniors Need Personal Accident Insurance
  • Finance

Here Is Why Seniors Need Personal Accident Insurance

Brian Harris 5 years ago 3 min read
Accident Insurance

Accidents can happen to anyone. Whether you head out to work daily or are at home, you are at possible risk of a mishap. And, a single unfortunate incident that sees you sustain a major fracture can prove extremely costly. Which is why, you must secure yourself with a personal accident insurance plan. 

A personal accident insurance plan covers you against death, permanent total disability, permanent partial disability, and temporary total disability after an accident. The payout received from this plan can go towards helping you meet your financial responsibilities. 

Now, many people often feel that only the breadwinner of the family who goes to work each day requires personal accident insurance. Hardly anyone seems to focus on the fact that seniors living at home too require the protection that this plan can bring. In this article, we take a look at why senior family members too require coverage from personal accident insurance. 

1. Death benefit

If the insured person meets an accidental death, their nominee gets paid the death benefit. This payout can be a life-saver for a senior who leaves behind their spouse with no active source of income or monetary support. The death benefit sum ensures that a senior surviving spouse can live with dignity, without having to reach out or ask anyone else for funds. 

2. Coverage for disability due to an accident

If an accident sees you lose both limbs or both eyes, you get paid 100% of the sum insured. There are also payouts offered for a range of other permanent or temporary disabilities suffered due to an accident. Remember that the elderly often go out on their own for grocery shopping or evening walks. A single unfortunate incident can prove to be absolutely devastating. 

The payout from a personal accident insurance plan can help your senior parents pay for domestic help and professional medical services that are required due to an accident. It may also help them afford certain modifications at home, such as lowering cabinets to be wheelchair accessible, and so on. Your senior parents may have medical insurance but, even that coverage does have its limitations. A personal accident insurance plan can help fill any gaps in medical insurance for protection that is truly holistic in nature. 

3. Extends overseas

If your elderly parents decide to travel to a foreign country on their own, their personal accident insurance will usually cover them against unfortunate incidents overseas too. This can help give you true peace of mind, knowing that they will not be stranded in case of an unfortunate incident. Unexpected costs that arise due to an accident can be especially expensive abroad. Do make sure to check with the insurance provider what exactly gets covered when your senior parents travel overseas. Each insurance company may have their own terms of coverage. 

As we can see, a personal accident insurance plan holds many benefits for seniors. So, make sure to secure your parents and parents-in-law with the coverage that this plan brings. We hope this article has helped you. Take care. 

Post navigation

Previous Here’s Why A Heavy Truck Rental Company Can Assist Your Business Operations
Next Follow the Candida Diet with Essential Considerations

Related Stories

Understanding the Key Steps in The Settlement Of Insurance Claims 5 min read
  • Finance

Understanding the Key Steps in The Settlement Of Insurance Claims

Sejal Sharma 4 days ago
Student loans Streamlining Student Loans: A Move Towards Effortless Education Financing Similar to Agricultural Loans. 3 min read
  • Education
  • Finance

Streamlining Student Loans: A Move Towards Effortless Education Financing Similar to Agricultural Loans.

admin 2 years ago
Stock Market Trading Mastering the Art of Options in Stock Market Trading: A Comprehensive Guide for Traders 3 min read
  • Finance

Mastering the Art of Options in Stock Market Trading: A Comprehensive Guide for Traders

admin 2 years ago
Ally Financial's Payoff 5 Steps to Using Ally Financial’s Payoff Address: A Complete Guide 7 min read
  • Finance

5 Steps to Using Ally Financial’s Payoff Address: A Complete Guide

Brian Harris 2 years ago
Airtel Tez Portal Airtel Tez Portal: An All-in-One Payment Solution for India 4 min read
  • Finance

Airtel Tez Portal: An All-in-One Payment Solution for India

Brian Harris 2 years ago
Cut Costs How to Cut Costs and Reduce Your Spending 3 min read
  • Finance

How to Cut Costs and Reduce Your Spending

Brian Harris 4 years ago

Recent Posts

  • Understanding the Key Steps in The Settlement Of Insurance Claims
  • Choosing the Right Digital Rim Lock for Your Flat or Villa
  • What to Do When Your Insurance Policy Lapses
  • Australia Virtual Number: A Smarter Way to Connect with Customers
  • The Power of AI Call Tracking Software in Modern Business

Recent Comments

    Archives

    • September 2025
    • August 2024
    • July 2024
    • June 2024
    • May 2024
    • April 2024
    • March 2024
    • February 2024
    • December 2023
    • November 2023
    • October 2023
    • September 2023
    • August 2023
    • July 2023
    • May 2023
    • April 2023
    • March 2023
    • February 2023
    • January 2023
    • December 2022
    • November 2022
    • August 2022
    • June 2022
    • May 2022
    • April 2022
    • March 2022
    • February 2022
    • January 2022
    • December 2021
    • November 2021
    • October 2021
    • September 2021
    • August 2021
    • July 2021
    • June 2021
    • May 2021
    • April 2021
    • March 2021
    • February 2021
    • January 2021
    • December 2020
    • November 2020
    • October 2020
    • September 2020
    • August 2020
    • July 2020
    • June 2020
    • May 2020
    • April 2020
    • March 2020

    Categories

    • Automobile
    • Business
    • Education
    • Finance
    • Food
    • Health
    • Home Decor
    • Law
    • Lifestyle
    • Sports
    • Tech
    • Travel
    • Uncategorized

    Meta

    • Log in
    • Entries feed
    • Comments feed
    • WordPress.org

    AFTK Social

    • Facebook
    • Twitter
    • Instagram
    • Youtube
    • VK
    • Whatsapp
    • Latest
    • Popular
    • Trending
    • Understanding the Key Steps in The Settlement Of Insurance Claims
      • Finance

      Understanding the Key Steps in The Settlement Of Insurance Claims

    • Choosing the Right Digital Rim Lock for Your Flat or Villa Choosing the Right Digital Rim Lock for Your Flat or Villa
      • Home Decor

      Choosing the Right Digital Rim Lock for Your Flat or Villa

    • What to Do When Your Insurance Policy Lapses
      • Uncategorized

      What to Do When Your Insurance Policy Lapses

    • Australia Virtual Number Australia Virtual Number: A Smarter Way to Connect with Customers
      • Tech

      Australia Virtual Number: A Smarter Way to Connect with Customers

    • The Power of AI Call Tracking Software in Modern Business
      • Tech

      The Power of AI Call Tracking Software in Modern Business

    • Refrigerator repair The Ultimate Refrigerator repair service
      • Home Decor

      The Ultimate Refrigerator repair service

    • ESTA Step by Step Guide ESTA Step by Step Guide
      • Travel

      ESTA Step by Step Guide

    • Beautiful Places in Dubai Top 5 Beautiful Places in Dubai
      • Travel

      Top 5 Beautiful Places in Dubai

    • Quantum computing 6 ways Quantum computing is going to change the world
      • Tech

      6 ways Quantum computing is going to change the world

    • iPhone Apps iPhone Apps That Will Send You Straight Into the Land of ‘Nostalgia’
      • Tech

      iPhone Apps That Will Send You Straight Into the Land of ‘Nostalgia’

    • Understanding the Key Steps in The Settlement Of Insurance Claims
      • Finance

      Understanding the Key Steps in The Settlement Of Insurance Claims

    • Choosing the Right Digital Rim Lock for Your Flat or Villa Choosing the Right Digital Rim Lock for Your Flat or Villa
      • Home Decor

      Choosing the Right Digital Rim Lock for Your Flat or Villa

    • What to Do When Your Insurance Policy Lapses
      • Uncategorized

      What to Do When Your Insurance Policy Lapses

    • Australia Virtual Number Australia Virtual Number: A Smarter Way to Connect with Customers
      • Tech

      Australia Virtual Number: A Smarter Way to Connect with Customers

    • The Power of AI Call Tracking Software in Modern Business
      • Tech

      The Power of AI Call Tracking Software in Modern Business

    Categories

    • Automobile
    • Business
    • Education
    • Finance
    • Food
    • Health
    • Home Decor
    • Law
    • Lifestyle
    • Sports
    • Tech
    • Travel
    • Uncategorized

    Recent Posts

    • Understanding the Key Steps in The Settlement Of Insurance Claims
    • Choosing the Right Digital Rim Lock for Your Flat or Villa
    • What to Do When Your Insurance Policy Lapses
    • Australia Virtual Number: A Smarter Way to Connect with Customers
    • The Power of AI Call Tracking Software in Modern Business

    You may have missed

    Understanding the Key Steps in The Settlement Of Insurance Claims 5 min read
    • Finance

    Understanding the Key Steps in The Settlement Of Insurance Claims

    Sejal Sharma 4 days ago
    Choosing the Right Digital Rim Lock for Your Flat or Villa Choosing the Right Digital Rim Lock for Your Flat or Villa 4 min read
    • Home Decor

    Choosing the Right Digital Rim Lock for Your Flat or Villa

    Sejal Sharma 1 week ago
    What to Do When Your Insurance Policy Lapses 6 min read
    • Uncategorized

    What to Do When Your Insurance Policy Lapses

    Sejal Sharma 1 week ago
    Australia Virtual Number Australia Virtual Number: A Smarter Way to Connect with Customers 2 min read
    • Tech

    Australia Virtual Number: A Smarter Way to Connect with Customers

    Sejal Sharma 4 weeks ago

    Recent Posts

    • Understanding the Key Steps in The Settlement Of Insurance Claims
    • Choosing the Right Digital Rim Lock for Your Flat or Villa
    • What to Do When Your Insurance Policy Lapses
    • Australia Virtual Number: A Smarter Way to Connect with Customers
    • The Power of AI Call Tracking Software in Modern Business

    Search

    Categories

    • Automobile (7)
    • Business (45)
    • Education (11)
    • Finance (19)
    • Food (12)
    • Health (35)
    • Home Decor (32)
    • Law (6)
    • Lifestyle (38)
    • Sports (8)
    • Tech (34)
    • Travel (7)
    • Uncategorized (7)
    • Facebook
    • Twitter
    • Instagram
    • Youtube
    • VK
    • Whatsapp
    Copyright © All rights reserved. | Magnitude by AF themes.